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Trucking Insurance in Kirkland, WA

Trucking insurance can be essential to the financial well-being of your trucking business, and depending on the types of vehicles your company uses, federal and state laws may require specific coverage.

Contact Absolute Insurance Solutions in Kirkland, WA, to learn about your trucking insurance options.

What Is Trucking Insurance and Why Is It Important for Trucking Businesses?

Trucking insurance may include policy and endorsement types designed to protect trucking businesses from various risks and liabilities associated with their operations.

This coverage is essential for trucking businesses as it can help mitigate potential financial losses, ensure compliance with legal requirements and instill confidence in clients and business partners by demonstrating a commitment to safety and risk management.

What Does Trucking Insurance Typically Cover?

All commercial vehicles are required to have minimum levels of commercial auto insurance. This provides coverage for a company’s legal responsibilities in the event of an accident where the driver of a company vehicle is found at fault.

Additional coverage can be added to assist in covering expenses related to repairing or replacing the company’s trucks and trailers damaged in an accident.

When tailoring an insurance plan for a trucking company, your agent may recommend the following core coverages:

  • Commercial auto liability coverage may help pay for third-party injuries and property damage. It includes two main types of coverage:
    • Bodily injury liability may help cover medical bills for third parties injured in an accident if the tractor trailer driver is legally liable.
    • Property damage liability may help pay to replace or repair a third party’s property after an accident if the tractor trailer driver was at fault.
  • Comprehensive insurance may help pay for damages after an incident or accident where damage is unrelated to a collision.
  • Collision insurance may help pay for damages to a tractor trailer after an accident involving another vehicle or a collision with an object.
  • Personal injury protection (PIP) may help pay medical bills and other financial losses if the tractor trailer driver or a passenger is injured in an accident.
  • Medical payments (MedPay) may help cover accident-related medical expenses for the truck driver and passengers, up to the policy’s limits.
  • Uninsured/underinsured motorist insurance may help pay to replace or repair a tractor trailer if the responsible party is uninsured or lacks liability insurance coverage.

Which Vehicles Are Covered Under Trucking Insurance?

Trucking insurance can be customized to cover a wide range of vehicles involved in commercial trucking operations, including the following:

  • Tractor trailers
  • Box trucks
  • Dump trucks
  • Flatbed trucks
  • Tanker trucks

Your agent can help you get appropriate insurance for the various vehicles used by your company.

Are There Specific Requirements for Obtaining Trucking Insurance?

Trucking businesses may be required to comply with certain safety regulations, such as maintaining proper licensing, following federal laws, adhering to maintenance and inspection schedules, and implementing safety protocols, depending on the insurer’s requirements.

Contact Us

Contact Absolute Insurance Solutions today to get a personalized trucking insurance quote.

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