Seattle, Washington
Bonds in Seattle
A surety bond is a guarantee to the state, a city or your customer that you will meet an obligation. It is not insurance for your business: if the surety pays a claim, you repay it. We write Washington contractor registration bonds, license and permit bonds and contract bonds for Seattle businesses, together with the general liability insurance most of them also need.
Updated for 2026 · Served from our Kirkland office · English · Русский
Contractor registration bond for L&I
To register as a contractor with the Washington Department of Labor & Industries you file a surety bond: $30,000 for general contractors and $15,000 for specialty contractors, the amounts in effect since July 1, 2024 under RCW 18.27.040. The bond protects customers if the work is not done according to the contract. Registration also requires general liability insurance of at least $200,000 public liability and $50,000 property damage, or a $250,000 combined single limit (RCW 18.27.050). We set up the bond and the liability policy together so the registration goes through in one step, and both show on the public L&I contractor lookup that clients check before hiring.
Business insurance and a bond: what is the difference
General liability insurance protects your business: it pays claims that you injured someone or damaged their property, and your legal defense. A bond protects the other party: the state, the city or the project owner. Many Seattle businesses need both, a contractor for registration, a licensed trade for its permit. We quote them in one conversation, so you do not have to find a bond company and an insurance agent separately.
License and permit bonds
Some licenses and permits come with a bond requirement set by the state, King County or the city that issues them. The required form and amount are written into the license application, so send us that page or the requirement letter and we issue the bond on the exact form the agency expects. Most of these bonds are small and are issued quickly.
Performance and payment bonds for contracts
Public projects and many private construction contracts require a performance bond, which guarantees the work will be finished, and a payment bond, which guarantees subcontractors and suppliers get paid. These are underwritten on the company: financial statements, work history and the size of the job. We help you prepare the file and place it with a surety that writes contractors of your size.
What a bond costs and how fast it is issued
You pay a premium that is a percentage of the bond amount, set by the surety from your credit and experience, not the full amount of the bond. Registration bonds are usually issued within a business day. Applicants with a thin or damaged credit history still have options, at a higher rate, and the price usually improves at renewal as your record builds.
Get a bond quote in Seattle
Tell us the bond type and amount, or send the requirement from L&I, the city or the contract, and your business details. Call (425) 610-6909 or send the quote form. We serve Seattle and the rest of King County from our Kirkland office, and our agents speak English and Russian.
Coverage details
Other coverage in Seattle
Bonds in nearby cities
Google reviews
What clients say about their bonds.
Solid team to work with for general liability and bonds. Recommend Serge, Boris and team. Fast service and fast to respond unlike other companies I reached out to.
Kimball L. I’m thrilled to share a review of what feels like a much-needed Christmas miracle right before the New Year! As a general contractor, I’ve dealt with countless insurance policies over the years, spread across different companies and agencies. …
Petr K. We’ve been looking for a company who can help us to find a good coverage for our business and we were lucky to find Irina who was helping us from the beginning by the end. As a result- good coverage, less money and great customer service!!
Vagif Z.
FAQ
Bonds in Seattle: your questions.
How much is a contractor bond in Washington?
Is a surety bond the same as business insurance?
How fast can I get a surety bond in Seattle?
Can I get a bond with bad credit?
Bonds in Seattle, quoted by a local agent.
Call us or fill in the quote form. A local agent will come back with prices from several carriers.