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Absolute Insurance Solutions

Kent, Washington

Insurance Agency for Kent, WA, WA

We are an independent insurance agency in Kirkland that quotes car, renters, homeowners and business insurance for Kent addresses in 98030, 98031, 98032 and 98042. Because we are appointed with several carriers, you see what Progressive, Safeco, Travelers and others charge for the same coverage side by side, rather than one company's price.

Serving Kent from our Kirkland office · English · Русский

Kent, Washington: insurance agency serving Kent residents and businesses

Car insurance in Kent

Kent drivers split their time between SR-167 toward Renton and Auburn, I-5 toward Seattle and Tacoma, and the climb between the valley floor and East Hill and West Hill. Insurers price by ZIP code, so the same driver can pay differently on East Hill than near Kent Station, and each carrier weighs mileage, the car and driving history its own way. Washington requires at least 25/50/10 liability: $25,000 per person, $50,000 per accident for injuries and $10,000 for property damage (RCW 46.30.020). We quote that minimum next to higher limits, collision and comprehensive with several companies, and show you exactly what each step adds.

Work vehicles in the Kent Valley

The Kent Valley is one of the region's main warehouse, distribution and manufacturing districts, and many Kent residents drive for work: delivery routes, forklifts and yard trucks, company cars, or their own car for gig deliveries. A personal auto policy usually excludes driving for delivery platforms and vehicles titled to a business. If you drive for Amazon Flex, DoorDash, Uber or Lyft, we add a rideshare or delivery endorsement where the carrier offers one; if the business owns the vehicle, it needs commercial auto. Telling us how the car is used up front prevents a denied claim later.

Renters insurance for Kent apartments

Kent has a large share of rental housing, from apartments on East Hill to complexes near downtown and along the West Valley. A renters policy covers your belongings against fire, theft and water damage, pays additional living expenses if the unit becomes unlivable, and includes personal liability, which many landlords require before you sign a lease. It is usually inexpensive, and adding it to the auto policy with the same carrier often brings the car premium down. We can issue proof of coverage for your landlord the same day.

Homeowners insurance and flood risk near the Green River

Kent's houses range from older homes in the valley to newer subdivisions on East Hill and around Lake Meridian. Roof age, wiring and plumbing decide which carriers will write the house and at what price. Parts of the valley floor along the Green River sit in mapped flood zones, and flood is excluded from every standard homeowners and renters policy; it is bought separately through the National Flood Insurance Program, whose policies generally take effect 30 days after purchase, or from a private flood carrier. Check your address on the FEMA flood map and we quote the home and flood coverage together.

Business insurance for Kent companies and contractors

Warehouses, trucking operations, auto shops, restaurants and contractors each need a different mix: general liability, commercial property, commercial auto, cargo or inland marine for goods in transit, and surety bonds. Contractors registering with L&I need a $30,000 bond (general) or $15,000 (specialty) and general liability at L&I's minimum limits (RCW 18.27.040 and 18.27.050). Workers' compensation is purchased from L&I, not from private insurers. We quote the private coverages with several carriers and issue certificates for your clients quickly.

Get a Kent quote

Send your current declarations page, or tell us the cars, drivers and address, and we quote the same coverage with several companies. Call (425) 610-6909 or use the quote form. Our Kirkland office is open every day from 9 AM to 6 PM, and Kent clients usually handle everything by phone and email. Our agents speak English and Russian.

Google reviews

What clients across the Eastside say.

  • My current insurance expires this month and the new quote came in $100 a month higher to renew. I felt I had little choice but to accept as I did not think anyone would be able to quote me better, I was wrong! …
    Eva S.
  • Great experience. Quick service. Highly recommended for car insurance. I needed new insurance fast after moving to a new state. Aleksandra, the agent, and Serge, the founder, worked quickly to put together the most competitive quote and everything was taken care of within a few hours.
    Nick S.
  • I’ve been a contractor for many years and worked with numerous insurance brokers, but what I found with Absolute is truly amazing. Now I can have all my policies under one roof, and the team is incredibly responsive. They take the time to explain everything clearly, and I’m so happy I found them. …
    Norma M.

FAQ

Insurance in Kent: common questions.

Do you serve Kent?
Yes. Kent is part of the area we serve every day from our Kirkland office. Because our carriers write policies statewide, a Kent address gets the same access to Progressive, Safeco, Travelers, Nationwide, Liberty Mutual and the rest of our carrier lineup as a client in Kirkland.
Do I need to come to your office?
No. Quotes, documents, signatures and payments are handled by phone and email. Clients in Kent rarely visit us in person, but you are always welcome at 733 7th Ave, Suite 204 in Kirkland, open 7 days, 9 AM to 6 PM.
What kinds of insurance do you write for Kent residents and businesses?
Auto, homeowners, condo, renters, life, health, motorcycle and boat insurance for individuals and families; commercial packages, general liability, contractors insurance, bonds and trucking coverage for businesses. Most clients end up bundling two or three policies with one agent.
How long does a quote take?
Auto, renters and home quotes usually come back the same business day. Commercial and contractors quotes depend on carrier underwriting and can take one or two days. Tell us your deadline and we will work to it.
Do you have Russian-speaking agents?
Yes. Our team works in English and Russian. Many of our clients are newcomers to Washington, and we take the time to explain how U.S. insurance works before you decide anything.

Talk to an insurance agent serving Kent.

Call us or fill in the quote form. A local agent will come back with prices from several carriers.